Plan today for a more secure tomorrow.
Pensions can play an important role in helping you work towards greater financial security and independence in retirement. With different pension types, contribution levels, funds, charges and levels of risk to consider, knowing where to begin can sometimes feel complicated. It can also be difficult to know whether an existing pension remains suitable as your circumstances change.
The pension landscape in Ireland is also changing. With the introduction of auto-enrolment, employer contributions, State supports and existing pension tax incentives, there are now more factors than ever to consider when planning for retirement.
Whether you are starting your first pension, increasing your contributions or reviewing arrangements already in place, the aim is to make retirement planning easier to understand. Your age, income, timeframe, existing pension benefits and plans for retirement will all help shape the approach that may be suitable for you.
Our advisers can also help you understand how pension tax relief may apply to your contributions, subject to Revenue rules and your individual circumstances. The options available will be explained in clear, straightforward terms, helping you understand your pension, the funds available within it and the steps you can take towards achieving your retirement objectives and greater financial security.
A pension is not something that should simply be set up and forgotten. Over time, your earnings, priorities and the wider pension market can all change, which may affect how well your existing plan is working for you.
A regular review provides an opportunity to look at how your pension is performing, what you are paying in charges and whether your current fund choices still make sense. Our expert advisers will guide you through the process, explain any changes worth considering and help identify whether there may be scope to adjust contributions, consolidate older pension benefits or make better use of the options available to you.
